How To Increase Fuliza Limit 2022 – New Hack


Update: The methods of how you can increase your fuliza limit in this article worked in 2021 and January 2022. Many people used the method which made Safaricom realize the system gap and recently closed it. You can no longer increase your fuliza limit by opting in and out. However, as usual, our dedicated team has been trying to find another hack to increase your fuliza limit and we just found one. This new hack shall work for a few months from now before Safaricom realizes the gap just like the former trick benefitted the early users only. We’ve done the hard part and broken it down, so no tech knowledge is required and anyone can follow the simple steps.

No other services or person has discovered this hack and we shall not give it free either. Click on ‘buy now’ below, fill in your details and pay 150 shillings automatically via mpesa, and get your pdf copy of the process in your email inbox. Follow the steps in the e-book keenly and get your limit increased immediately after you’re done with the process. Do not forget to rate our service and comment about your success to appreciate our service. In case of any issues, please contact us via

How To Increase Fuliza Limit 2022

How to increase fuliza limit video

Time needed: 5 minutes.

This is how to increase your mpesa fuliza limit, it’s an instant trick. Fuliza limit increase hack step by step

  1. Go to fuliza on your phone

    Dial *234# to access fuliza via ussd

  2. Choose fuliza option

    Choose option 1 which is the fuliza option

  3. Opt out

    Opt out of fuliza

  4. Opt in again

    Opt into safaricom fuliza again. Your fuliza limit should increase by now. Remember this method no longer works in 2022. Use the above new method to increase your limit immediately.

Sometimes, you might try to access fuliza only to find a zero or too low fuliza limit.

First things first, to opt-in and out of fuliza, dial *234# and follow the prompts.

Remember that fuliza only applies to Safaricom subscribers. 

Other Methods To Increase Your limit

  • Safaricom MPesa analyzes your transactions after every 3 months to decide the amount you can Fuliza.
  • However, you can trick the system into increasing your fuliza limit.
  • Remember, the former trick might go wrong and get your fuliza limit back to zero.
  • However, it rarely decreases your limit, most of the time it shall maintain at the original amount or increase to some point. 
  • On the other hand, you can opt to grow your mpesa fuliza limit slowly over time. To do this, ensure you pay your fuliza set on time.
  • Use Safaricom services more frequently and ensure you clear other debts such as mshwari and Safaricom okoa credit. 
  • In case you use your Safaricom MPesa fuliza limit and fail to pay for 30 days, your limit shall drop to zero.
  • In case of this, increase or restore your fuliza MPesa limit by paying your current fuliza credit.

How To Join Fuliza

In order to fuliza, you need to activate fuliza. Below is a step-by-step guide on how to activate fuliza mpesa.

  1. First, dial *234# and send
  2. Next, choose 0 on the given options
  3. Then choose 1 to opt into fuliza mpesa
  4. Choose 1 again to confirm mpesa fuliza terms and conditions.

You are now active on the fuliza program. Safaricom shall send you a welcome message with your fuliza limit.

How To Withdraw Money From Mpesa Fuliza

Mpesa fuliza does not allow you to withdraw your fuliza amount, you can only pay bills or send money. However, you can use this simple trick to withdraw your mpesa fuliza limit.

Send the fuliza limit to an alternative Safaricom number, it might be yours or a friend’s. Then you can now withdraw the amount and get cash.

Fuliza Charges 2022

Fuliza is a form of mobile loan, therefore Safaricom charges a service fee of 1% and subsequently charges a maintenance fee. The mpesa standard transaction rates apply for fuliza.

Below are the charges for fuliza mpesa.

0 – 100One time 2.4 shillings
101 – 500KSH 6/day
501 – 1,000KSH 12/day
1,001 – 1,500KSH 24/day
1,501 – 2,500KSH 30/day
2,500 – 70,000KSH 36/day
Mpesa Fuliza Tariff Charges

Fuliza Customer Care Contacts

mpesa support234234
Self Servicecode 456code 456
Safaricom Fuliza Contacts

Frequently Asked Questions About Fuliza Ammount Increase 2022

What is Fuliza M-PESA?

Fuliza is an M-PESA overdraft credit that you can use to pay your bills and send money to other numbers. You can only access fuliza overdraft credit once you are awarded a fuliza limit.

What are the requirements and how do I activate Fuliza M-PESA Service?

To access fuliza, you need to have a working registered Safaricom sim card and also be a registered active customer on Safaricom mpesa service. To activate your fuliza, dial *234# and opt-in.

Why is my fuliza limit not increasing?

Your fuliza limit could be stagnant for one or many reasons, some among them being late repayment of previous fuliza limit, less use of Safaricom and mpesa services among others.

How many fuliza mpesa accounts can I hold?

You can have as many fuliza accounts as the number of registered Safaricom sim cards. Fuliza service treats each sim card as a separate entity and awards each a fuliza limit separately. However, you can only open a single fuliza account for each line.

How do I know my fuliza limit?

To know your fuliza limit, dial *234# and select the fuliza mpesa option, then check the limit to know your fuliza limit. If you have already used your fuliza limit partially, you can check your latest fuliza mpesa message to know how much fuliza limit you have remaining out of your total limit.

How will I know my Fuliza M-PESA account details?

To know your fuliza details, dial *234# here you shall access a menu with all the options leading you to any detail you need to access concerning your personal fuliza account.

How to hack the m-shwari loan app?

To increase your m-shwari loan limit, use the following hacks. Repay the m-shwari loan in time, save more with m-shwari, and generally use all other Safaricom services on a regular basis.

How many times can I use Fuliza M-PESA?

You can use Fuliza mpesa as much as you need it, the only limit is your awarded fuliza credit. Once your limit is used up, you can no longer fuliza mpesa, you shall now be required to pay the already facilitated fuliza limit.

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Which M-PESA transactions can I complete using Fuliza M-PESA?

You can send money and lipa na mpesa till and Paybill options.

How do I fuliza?

To fuliza, ensure you have an active fuliza limit. Open your sim toolkit and do whatever transaction you wanted normally, if your funds are insufficient but you have an active fuliza limit, a prompt shall show after you enter your pin. You can choose 1 to accept and fuliza the missing or whole amount.

How do I withdraw money from fuliza?

You cannot withdraw money directly from your fuliza credit account. To withdraw money from fuliza, you can fuliza to a separate number that doesn’t have any outstanding fuliza credit. You can then withdraw your money from a Safaricom mpesa agent.

What are the Tariff Charges for fuliza mpesa?

Find the Tariff Charges for our article above.

How do I repay my fuliza mpesa?

To repay your mpesa fuliza loan, deposit money to your mpesa account or in case someone sends you money, fuliza charges from your balance automatically.

What is the maximum amount I can fuliza?

The minimum you can fuliza is 0 while the maximum is 70,000 shillings.

How can I reverse fuliza mpesa?

You can easily reverse fuliza mpesa by sending the transaction’s message to 456. However, if the other user has already used or withdrawn the money, you might get a partial amount or none.

What are the penalties for paying fuliza late?

When you pay fuliza late, your fuliza limit might be reduced. Still, your fuliza limit shall not increase if you do not pay your outstanding fuliza credit in time.

How to fuliza more?

To fuliza more, increase the number and amount of M-Pesa transactions. Also, keep your Safaricom credit record clean. You can also try the opting in and out trick.

How can I increase my fuliza limit from 300 shillings?

To increase your fuliza limit from the minimum of 300 shillings, you need to use Safaricom services more. You can also use the trick we shared in this article to instantly increase your fuliza limit.

Can Fuliza list you on CRB?

Yes, fuliza services do list customers on CRB. Listings are either negative or positive listing depending on your fuliza loan status.

Can I fuliza to till number?

Yes, you can fuliza to a till number. To fuliza to a till number, follow the usual Safaricom fuliza procedure of sending fuliza to another number.

Who owns fuliza?

Fuliza is owned by the Safaricom company

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